Place a sauce pan on medium flame.
Add butter. Once it heats up add the onion and chilies.
Continue to saute for few minutes.
Add the corn kernels.
When the corn kernels are cooking, in a bowl mix the milk, cream and flour.
Add it to the corn mix and cook for few minutes.
The flour will help thicken the mixture.
Add the salt and pepper and mix well.
Turn off the flame. Transfer the mix on a baking dish.
Mix the bread crumbs and cheese and spread it over the corn mix.
Bake the Creamy Corn Au Gratin at 180 degrees C for 15 minutes or until the top turns golden brown.
Slice a french loaf in thick slices, smear it with butter and toast it while the Ai Gratin is baking.
Once the gratin is out of oven spread some tomato ketchup and serve.