Preheat oven to 200 degrees centigrade.
Place a sauce pan or a flat bottom pan on medium flame.
Add the ghee and fry cinnamon, cloves and bay leaves till they emit a very pleasant aroma.
Add the ground paste and fry for 2 minutes.
Add the rice and beans and cook for 2 minutes.
Add 4 teacups of water and salt and transfer the mix to an oven proof bowl/ handi/earthen pot (keep in mind that any bowl you choose has to be Bake and Serve kinds).
Cover and cook in preheated oven for 20-25 minutes.
Once the rice is cooked pour the kadhi over it.
Cover and bake for another 5-7 minutes.
Serve hot with accompaniments of your choice.